Questions compliance teams ask us.

Fidify is an AI-powered compliance automation platform that combines KYC client onboarding, sanctions and PEP screening, and an AI compliance assistant in one system. It's designed for corporate service providers, fund administrators, and regulated firms that need audit-ready compliance without enterprise complexity.

Perpetual KYC, often shortened to pKYC, is a continuous approach to KYC where customer and counterparty data is monitored continuously instead of refreshed only at fixed annual or triennial reviews. Sanctions and PEP lists are refreshed regularly and the client base is re-screened against them, so a new hit triggers a review. Fidify's platform is built around perpetual KYC: ongoing screening and event-based reviews replace static periodic refresh cycles.

Individual clients and ultimate beneficial owners are re-screened daily against sanctions and PEP lists refreshed each night. When something changes, for example a new sanctions or PEP listing, Fidify creates a review task, links it to the original assessment, and notifies the responsible reviewer. The result is a risk picture refreshed every day instead of a snapshot taken once a year.

Majority ownership detection is the process of identifying which natural persons ultimately own or control more than a given threshold (typically 25% or 50%) of a corporate counterparty, even through multiple layers of holding companies. Fidify builds the ownership tree from the structure you hold, resolves it to the natural person however many holding companies sit in between, and flags individuals that meet majority or controlling-interest thresholds so reviewers can focus their UBO checks on the right people. Structures that loop back on themselves are flagged rather than quietly mis-calculated.

Client onboarding is the general process of verifying any new counterparty (a corporate client, a service provider, or a vendor) before doing business with them. Investor onboarding is a specialized form used by fund administrators and management companies when an investor subscribes to a fund: it combines KYC and AML checks with the subscription workflow, source-of-funds documentation, accreditation or qualified-investor status, and AIFMD or UCITS-specific requirements. Fidify supports both flows in one platform.

A KYC and subscription workflow combines investor identity verification, AML screening, and the subscription document package (subscription agreement, source-of-funds, tax forms, accredited investor confirmation) into a single guided process. Investors complete KYC and sign subscription documents in one flow, and the fund administrator or management company gets a structured, audit-ready record. Fidify automates document collection, screening, ownership detection, and ongoing monitoring across the full subscription lifecycle.

AIFMD requires Alternative Investment Fund Managers (AIFMs) to maintain documented evidence of investor due diligence, ongoing monitoring, conflict-of-interest checks, and risk management decisions, with records retained and available for the competent authority on request. Fidify automatically captures every action (document upload, screening result, AI decision, approval, rejection) in a timestamped audit log of who did what and when, so AIFMs can produce a complete, regulator-ready audit trail for any investor, fund, or period in seconds.

Fidify is purpose-built for corporate service providers (CSPs), fund administrators, management companies, and fintechs. Our ideal customers manage between 200 and 2,000 client entities and need centralized compliance automation across onboarding, screening, and ongoing monitoring.

Fidify Enterprise automates client onboarding with digital workflows, centralized document management, automated expiry tracking, and a complete audit trail. Clients upload documents through a secure portal, and your team reviews and approves from a single dashboard.

Fidify screens every client and beneficial owner against sanctions and PEP sources, and presents the result for a reviewer to disposition. Every finding includes transparent source links for verification, and results are color-coded by risk level.

The AI Compliance Assistant is built into the Fidify platform. It can instantly retrieve client records, generate compliance reports, track upcoming deadlines, and answer natural-language questions about compliance status.

Fidify is configured to your regime during onboarding, on a FATF and EU baseline, whether your firm answers to the CSSF (Luxembourg), the Swedish Financial Supervisory Authority, or another EU supervisor. Your firm stays responsible for its regulatory obligations.

Yes. Every action in the Fidify platform is automatically logged: document uploads, screening results, approvals, status changes, and user actions. This creates a comprehensive, timestamped audit trail available on demand for regulatory reviews.

Implementation timeline depends on the number of entities, integration requirements, and data migration needs. We scope and agree on a delivery plan with you up front.

Absolutely. Book a 15-minute demo at fidifygroup.com/contact and we'll show you the platform working with scenarios relevant to your business.