KYC for complex structures, run on your policies.
Fidify Enterprise is KYC AML software for MLROs and compliance executives at management companies, banks, and advisors. Your own risk policies and AI-assisted assessments, with every rating linked to the rule and document behind it.
Client structures across jurisdictions outgrow a document portal.
Managing complex client structures across jurisdictions takes more than a document portal. Your team needs configurable risk policies, AI-assisted assessments, four-eyes approvals, and the ability to defend every decision in front of a regulator.
Fidify Enterprise is built for organizations where compliance isn't a checkbox. It's a strategic function with board-level visibility, AI you can audit, and workflows that scale with portfolio growth.
- Application-level encryption
- Examiner-ready audit pack
- Configured to your jurisdiction at onboarding
- Client communications in English and French
- Dedicated infrastructure
From onboarding to the audit pack.
Three stages from new client to a defensible compliance record.
Onboard and structure
Verify counterparties, run KYC/AML forms with AI-generated questions, and resolve UBO chains to the natural person behind them. Your client picture is current from day one.
Assess with AI
Run automated risk assessments through your own policy engine. Sanctions and PEP screening with explainable scoring and source-linked findings on every flag.
Govern and report
Route findings through four-eyes approvals, generate inherent and residual risk reports, and hand examiners a complete audit pack on demand.
What your compliance team does in Fidify Enterprise.
Enterprise KYC, configured to your firm's policies. Eight capabilities for teams running regulated portfolios.
Customizable AI risk policy engine
Configure your own risk policies, keywords, and analysis rules, then watch the AI apply them with every decision linked back to its source. Fully customizable, fully explainable. No black-box scoring your auditors can't defend.
Defensible risk reports
Inherent and residual ratings with mitigation tracking, amendment history, and source-document links on every finding. Examiner-ready reports your risk committee can sign off without reverse-engineering.
Sanctions and PEP screening
Every client and beneficial owner screened at onboarding, with individuals re-screened daily against lists refreshed each night and immediately when you update a private watchlist. Every hit carries its source and a confidence level; every disposition carries the reviewer's written reason. We measure our screening accuracy against a labelled benchmark and share the methodology and the results during due diligence.
Four-eyes approval workflows
Route reviews through the right roles with escalation thresholds, rejection reasons, and an exportable audit pack. Maker-checker discipline where it matters, automation everywhere else.
Embedded AI compliance assistant
A chat assistant that reads your policies, files, and risk records to answer compliance questions in seconds. Attach documents, ask follow-ups, get cited answers.
Counterparty verification
EU VAT registration checked against the official EU system (VIES) on every corporate counterparty.
See through the structure
Ownership resolves to the natural person at any depth, however many holding companies sit in between. Structures that loop back on themselves are flagged rather than quietly mis-calculated. Nominee and pooled holdings are followed through rather than treated as the end of the chain. Every conclusion is stored so it can be produced again, unchanged, years later.
Your AMLA return, part-filled
Twenty-two of the figures the return asks for are derived from your own records rather than retyped, in the submission format, checked for errors before you file.
Screening data from named sources.
Sanctions, PEP and enforcement lists from OpenSanctions, refreshed nightly and matched inside your environment, so sanctions and PEP screening never sends client names to a third party. Add your regulator's local lists as private watchlists and every client is re-screened against them straight away. Further data providers can be connected as a scoped integration.
Findings you can trace, files that stay encrypted.
AI you can defend
Every AI decision shows its sources. Every finding links to the policy rule and the document that triggered it. Risk ratings come with reasoning, not just a number, so your team, your board, and your regulator can all follow the logic.
- Configurable policies with policy-test diffs
- Source-linked findings on every assessment
- Human-in-the-loop approvals at the thresholds you set
Connected from app to portal
Enterprise pairs with Fidify Business and the Fidify App so your clients capture documents on mobile, your team reviews in the portal, and everything stays consistent across the chain.
- Documents encrypted on the phone before upload to the portal
- Every surface stays in sync as documents move
- One set of roles across portal, AI, and mobile
For the MLRO answering to CSSF or the Swedish FSA.
AIFMs and UCITS ManCos running fund and SPV structures. Banks and financial institutions with multi-jurisdictional client books. Advisory firms onboarding regulated clients at volume. Built for the RC, MLRO, and Chief Compliance Officer answering to CSSF, the Swedish FSA, and the incoming AMLR single rulebook.
Managing your own organization's compliance instead of clients'? Fidify Business is the right fit.
Questions on AI, data isolation, and audit trails.
Every AI-generated risk rating, screening hit, and report section links back to the underlying source: the policy rule, the document passage, or the screening list entry that triggered it. Reviewers see the reasoning, not just the conclusion, and can challenge or amend findings before sign-off.
Fidify is configured to your regime during onboarding, on a FATF and EU baseline, whether your firm answers to the CSSF (Luxembourg), the Swedish FSA, or another supervisor. EU AMLR parameters are modelled, effective 10 July 2027. Policies stay fully customizable afterward, so you can extend or refine them to your firm's specific risk appetite or new jurisdictions as you grow. Your firm stays responsible for its regulatory obligations.
Yes. The policy engine lets your compliance team define keywords, knowledge-base sources, analysis rules, and rating thresholds. You can also test policy changes against historical assessments to see exactly what would change before going live. Every aspect of Fidify Enterprise is customizable to your organization's risk appetite.
Invitations, document requests and reminders to your clients can be sent in English or French, set per firm, per client or per invitation. The workspace and app are in English today.
Executives and board members get dashboards showing portfolio risk distribution, outstanding reviews, regulatory exposure by jurisdiction, and trend lines on inherent vs residual risk. Reports are exportable for board packs and committee meetings, with drill-down into the underlying assessments and AI reasoning.
Your organisation runs in its own environment with its own database. Your client records are not rows in a table you share with another customer. A small number of platform services are common to all deployments and keep each customer data separated; we will take your reviewers through exactly which is which. Inside your environment, Reader, Writer, Admin, and SuperAdmin roles control access at every layer: portal, AI agent, and mobile.
EU VAT registration is checked against VIES on every corporate counterparty. Company registry lookup is on our roadmap. Today, structures are entered by your team, imported from CSV or Excel, or submitted by the client.
Every action (document upload, policy change, AI decision, approval, rejection) is captured in a complete audit log of who did what and when, with user, timestamp, and reasoning. Generate a regulator-ready export covering any client, period, or assessment in seconds.
Fidify Enterprise is offered with tiered options around dedicated infrastructure, AI module access, and jurisdiction coverage. Every deployment is scoped to your firm's user count, regulated entities, and review volume. Talk to sales for a written proposal that maps features and pricing to your operating model.
Fidify Enterprise gives executives, MLROs, and compliance officers a single platform for risk policies, AI-assisted assessments, daily re-screening, client communications in English and French, and examiner-ready audit packs. Reporting rolls up to board-level dashboards so executives see portfolio risk, jurisdictional exposure, and outstanding reviews without chasing the team.
See it on your own client structures.
Walk through Fidify Enterprise on your own client structures. We'll show how the AI, workflows, and reporting fit the rules you report under.