The compliance volume problem
Banks face a volume and velocity challenge no compliance team can solve manually. Hundreds of new client relationships per month, each requiring KYC documentation, source of funds analysis, sanctions screening, PEP checks, and risk classification — before a single account opens.
EU AMLA, the FATF 40 Recommendations, and AMLD6 are tightening expectations simultaneously. Regulators are not asking whether you screened a client — they want to see how, when, and what you decided. Every step must be documented.
What Fidify does for banks
Six core capabilities designed for institutions managing compliance at scale.
End-to-end encryption and data isolation
Per-client data isolation with PKI-based authentication. Each client's compliance data is cryptographically separated — no cross-contamination risk, no shared encryption keys.
High-volume client onboarding
Process hundreds of onboarding cases simultaneously with parallel workflow queues. Standardized KYC templates configurable by client type, risk tier, and jurisdiction.
Sanctions and PEP screening
Real-time screening against global sanctions lists including OFAC, UN, EU, and HMT, plus PEP databases and adverse media. Source links and match confidence scores for every result.
AMLD, FATF, and EU AMLA alignment
Pre-built workflow modules aligned with AMLD6 requirements and EU AMLA technical standards. Risk-based approach with CDD and EDD triggers built in.
AI-powered risk assessment
AI analyses client profiles, entity structures, and screening results to generate layered risk scores with full reasoning logs — not black-box outputs.
Complete audit infrastructure
Every client interaction, document review, screening result, and risk decision is timestamped and logged. Produce a complete compliance file for any client in seconds.
The transformation
Compliance operations running on shared email inboxes and analyst spreadsheets, with no systematic escalation path for high-risk cases.
Structured workflow queues with configurable risk-based routing. High-risk profiles escalated automatically with full context attached.
Sanctions screening as a one-time check at onboarding, with no ongoing monitoring for changes to watchlists.
Continuous screening that re-checks your client base as sanctions lists update, surfacing new matches immediately for review.
Audit preparation taking weeks to compile documentation across systems for regulatory examination.
Real-time compliance file per client, queryable by account, date range, or risk event — ready for regulators without advance notice.
Ideal for
Commercial and private banks. Payments institutions and electronic money institutions. Wealth managers and private equity houses with bank-grade compliance obligations. Institutions subject to EU AMLA, AMLD6, or FATF 40 Recommendations.