The Challenge
The compliancevolume problem.
Banks face a volume and velocity challenge no compliance team can solve manually. Hundreds of new client relationships per month, each requiring KYC documentation, source of funds analysis, sanctions screening, PEP checks, and risk classification, before a single account opens.
EU AMLA, the FATF 40 Recommendations, and AMLD6 are tightening expectations simultaneously. Regulators are not asking whether you screened a client; they want to see how, when, and what you decided. Every step must be documented.
Capabilities
What Fidify doesfor banks.
Six core capabilities designed for institutions managing compliance at scale.
End-to-end encryption and data isolation
Per-client data isolation with PKI-based authentication. Each client's compliance data is cryptographically separated: no cross-contamination risk, no shared encryption keys.
High-volume client onboarding
Process hundreds of onboarding cases simultaneously with parallel workflow queues. Standardized KYC templates configurable by client type, risk tier, and jurisdiction.
Sanctions and PEP screening
Continuous screening against the consolidated international sanctions regimes and PEP databases, refreshed on schedule, with a source and a confidence level on every hit.
Your AMLA return, part-filled
Twenty-two of the figures the return asks for are derived from your own records rather than retyped, in the submission format, checked for errors before you file. Workflow templates are configured to your bank's regime at onboarding, with CDD and EDD triggers built in.
AI-powered risk assessment
AI analyses client profiles, entity structures, and screening results to generate layered risk scores with full reasoning logs, not black-box outputs.
Complete audit infrastructure
Every client interaction, document review, screening result, and risk decision is timestamped and logged. Produce a complete compliance file for any client in seconds.
Before & After
The transformation.
Compliance operations running on shared email inboxes and analyst spreadsheets, with no systematic escalation path for high-risk cases.
Structured workflow queues with configurable risk-based routing. High-risk profiles escalated automatically with full context attached.
Sanctions screening as a one-time check at onboarding, with no ongoing monitoring for changes to watchlists.
Continuous screening that re-checks your client base as sanctions lists update, surfacing new matches immediately for review.
Audit preparation taking weeks to compile documentation across systems for regulatory examination.
Real-time compliance file per client, queryable by account, date range, or risk event, ready for regulators without advance notice.
Who It Serves
Ideal for.
Commercial and private banks. Payments institutions and electronic money institutions. Wealth managers and private equity houses with bank-grade compliance obligations. Institutions subject to EU AMLA, AMLD6, or FATF 40 Recommendations.